{"id":5718,"date":"2025-11-23T06:08:59","date_gmt":"2025-11-23T06:08:59","guid":{"rendered":"https:\/\/gautamnagrichaufer.com\/?p=5718"},"modified":"2025-11-23T06:09:29","modified_gmt":"2025-11-23T06:09:29","slug":"%e0%a4%a4%e0%a5%81%e0%a4%9f%e0%a4%aa%e0%a5%81%e0%a4%82%e0%a4%9c%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%aa%e0%a5%87%e0%a4%a8%e0%a5%8d%e0%a4%b6%e0%a4%a8%e0%a4%b5%e0%a4%b0-%e0%a4%9c%e0%a4%97%e0%a4%a3%e0%a4%82","status":"publish","type":"post","link":"https:\/\/gautamnagrichaufer.com\/?p=5718","title":{"rendered":"\u0924\u0941\u091f\u092a\u0941\u0902\u091c\u094d\u092f\u093e \u092a\u0947\u0928\u094d\u0936\u0928\u0935\u0930 \u091c\u0917\u0923\u0902 \u0915\u0920\u0940\u0923!"},"content":{"rendered":"\n<p><strong>\u0908\u092a\u0940\u090f\u0938-95 \u0928\u093f\u0935\u0943\u0924\u094d\u0924 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0926\u093f\u0932\u094d\u0932\u0940\u0924 \u0906\u0902\u0926\u094b\u0932\u0928 \u0915\u0930\u0923\u093e\u0930! <\/strong><br><br><br><strong>\u0917\u094c\u0924\u092e \u0928\u0917\u0930\u0940 \u091a\u094c\u092b\u0947\u0930 \/\/\u092a\u094d\u0930\u092d\u093e\u0915\u0930 \u0916\u093e\u0921\u0947 \/\/:-<\/strong>\u092e\u093e\u0917\u0940\u0932 \u0905\u0928\u0947\u0915 \u0935\u0930\u094d\u0937\u093e\u0902\u092a\u093e\u0938\u0942\u0928 \u0906\u092a\u0932\u094d\u092f\u093e \u0928\u094d\u092f\u093e\u092f\u094d\u092f \u0939\u0915\u094d\u0915\u093e\u0902\u0938\u093e\u0920\u0940 \u0938\u0902\u0918\u0930\u094d\u0937 \u0915\u0930\u0923\u093e\u0931\u094d\u092f\u093e \u0908\u092a\u0940\u090f\u0938-\u096f\u096b (Employees&#8217; Pension Scheme 1995) \u0928\u093f\u0935\u0943\u0924\u094d\u0924 \u0915\u0930\u094d\u092e\u091a\u093e\u0931\u094d\u092f\u093e\u0902\u0928\u0940 \u0906\u0924\u093e \u0928\u093f\u0930\u094d\u0923\u093e\u092f\u0915 \u0932\u0922\u093e\u0908\u0938\u093e\u0920\u0940 \u0915\u0902\u092c\u0930 \u0915\u0938\u0932\u0940 \u0906\u0939\u0947. \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930\u0915\u0921\u0942\u0928 \u0924\u0941\u091f\u092a\u0941\u0902\u091c\u0940 \u092a\u0947\u0928\u094d\u0936\u0928 \u092e\u093f\u0933\u0924 \u0905\u0938\u0932\u094d\u092f\u093e\u092e\u0941\u0933\u0947 \u091c\u0940\u0935\u0928 \u091c\u0917\u0923\u0947 \u0915\u0920\u0940\u0923 \u091d\u093e\u0932\u0947 \u0906\u0939\u0947, \u092f\u093e\u0935\u093f\u0930\u094b\u0927\u093e\u0924 \u0906\u0935\u093e\u091c \u0909\u0920\u0935\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 \u092f\u093e \u0915\u0930\u094d\u092e\u091a\u093e\u0931\u094d\u092f\u093e\u0902\u0928\u0940 \u0926\u093f\u0932\u094d\u0932\u0940\u0924 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0906\u0902\u0926\u094b\u0932\u0928\u093e\u0924 \u0938\u0939\u092d\u093e\u0917\u0940 \u0939\u094b\u0923\u094d\u092f\u093e\u091a\u093e \u092e\u0939\u0924\u094d\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0928\u093f\u0930\u094d\u0923\u092f \u0918\u0947\u0924\u0932\u093e \u0906\u0939\u0947.<br><br><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"650\" height=\"300\" src=\"https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00035830097890791851023-650x300.jpg\" alt=\"\" class=\"wp-image-5714\" srcset=\"https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00035830097890791851023-650x300.jpg 650w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00035830097890791851023-400x184.jpg 400w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00035830097890791851023-250x115.jpg 250w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00035830097890791851023-768x354.jpg 768w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00035830097890791851023-150x69.jpg 150w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00035830097890791851023-800x369.jpg 800w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00035830097890791851023-1200x553.jpg 1200w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00035830097890791851023.jpg 1280w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/figure>\n\n\n\n<p> \u091c\u0917\u0923\u094d\u092f\u093e\u0938\u093e\u0920\u0940 &#8216;\u0906\u0927\u093e\u0930&#8217; \u0928\u0935\u094d\u0939\u0947, &#8216;\u092d\u093e\u0930&#8217;!<br><br>\u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u092d\u0935\u093f\u0937\u094d\u092f \u0928\u093f\u0930\u094d\u0935\u093e\u0939 \u0928\u093f\u0927\u0940 \u0938\u0902\u0918\u091f\u0928\u0947\u091a\u094d\u092f\u093e (EPFO) \u0905\u0902\u0924\u0930\u094d\u0917\u0924 \u092f\u0947\u0923\u093e\u0931\u094d\u092f\u093e \u0908\u092a\u0940\u090f\u0938-\u096f\u096b \u092f\u094b\u091c\u0928\u0947\u0924\u0940\u0932 \u0932\u093e\u0916\u094b \u0928\u093f\u0935\u0943\u0924\u094d\u0924 \u0915\u0930\u094d\u092e\u091a\u093e\u0931\u094d\u092f\u093e\u0902\u0928\u093e \u0905\u0924\u094d\u092f\u0902\u0924 \u0924\u094b\u0921\u0917\u094d\u092f\u093e\u091a\u0940 \u092a\u0947\u0928\u094d\u0936\u0928 \u092e\u093f\u0933\u0924 \u0906\u0939\u0947. \u0905\u0928\u0947\u0915 \u0935\u0930\u094d\u0937\u0947 \u0926\u0947\u0936\u093e\u091a\u0940 \u0938\u0947\u0935\u093e \u0915\u0947\u0932\u094d\u092f\u093e\u0928\u0902\u0924\u0930, \u0909\u0924\u093e\u0930\u0935\u092f\u093e\u0924 \u092e\u093f\u0933\u0923\u093e\u0931\u094d\u092f\u093e \u092f\u093e \u0905\u0932\u094d\u092a\u0936\u093e \u0930\u0915\u092e\u0947\u092e\u0941\u0933\u0947 \u0924\u094d\u092f\u093e\u0902\u0928\u093e \u0906\u092a\u0932\u0947 \u0926\u0948\u0928\u0902\u0926\u093f\u0928 \u091c\u0940\u0935\u0928, \u0914\u0937\u0927\u094b\u092a\u091a\u093e\u0930 \u0906\u0923\u093f 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srcset=\"https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00057313006477566300720-650x300.jpg 650w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00057313006477566300720-400x185.jpg 400w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00057313006477566300720-250x115.jpg 250w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00057313006477566300720-768x355.jpg 768w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00057313006477566300720-150x69.jpg 150w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00057313006477566300720-800x369.jpg 800w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00057313006477566300720-1200x554.jpg 1200w, https:\/\/gautamnagrichaufer.com\/wp-content\/uploads\/2025\/11\/img-20251123-wa00057313006477566300720.jpg 1280w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><\/figure>\n\n\n\n<p>\u0938\u0930\u0915\u093e\u0930\u0915\u0921\u0942\u0928 \u0938\u094d\u092a\u0937\u094d\u091f \u092d\u0942\u092e\u093f\u0915\u0947\u091a\u093e \u0905\u092d\u093e\u0935<br><br>\u0928\u093f\u0935\u0943\u0924\u094d\u0924 \u0915\u0930\u094d\u092e\u091a\u093e\u0930\u0940 \u0935\u0947\u0933\u094b\u0935\u0947\u0933\u0940 \u0915\u0947\u0902\u0926\u094d\u0930 \u0938\u0930\u0915\u093e\u0930\u0932\u093e \u0928\u093f\u0935\u0947\u0926\u0928\u0947 \u0926\u0947\u0924 \u0906\u0939\u0947\u0924, \u0906\u0902\u0926\u094b\u0932\u0928\u0947 \u0915\u0930\u0924 \u0906\u0939\u0947\u0924, \u092e\u093e\u0924\u094d\u0930 \u0938\u0930\u0915\u093e\u0930\u0915\u0921\u0942\u0928 \u0924\u094d\u092f\u093e\u0902\u091a\u094d\u092f\u093e \u092e\u093e\u0917\u0923\u094d\u092f\u093e\u0902\u0935\u0930 \u0915\u094b\u0923\u0924\u0940\u0939\u0940 \u0938\u094d\u092a\u0937\u094d\u091f \u0906\u0923\u093f \u0938\u0915\u093e\u0930\u093e\u0924\u094d\u092e\u0915 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